Super Visa Insurance

DESCRIPTION

What is Super Visa Insurance?

Super Visa insurance is a mandatory medical insurance policy required for parents and grandparents applying for Canada’s Super Visa. This insurance protects against high out-of-pocket medical costs during extended visits, which can last up to two years per entry. To qualify, the policy must be purchased from a Canadian insurer, provide a minimum of $100,000 in coverage, and remain valid for at least one year. It typically includes emergency medical care, hospitalization, and repatriation expenses. Super Visa insurance ensures visitors are financially protected while staying with loved ones in Canada.

Importance

Canada does not offer free healthcare to visitors, which means any medical emergency could result in significant costs. Super Visa insurance gives families peace of mind by ensuring their parents or grandparents are covered in case of unexpected health issues. It also fulfills a core government requirement for the Super Visa, helping to avoid application delays or rejections. Ultimately, this coverage protects both the visitor and their sponsoring family from financial strain.

COVERAGE INFORMATION

What does Super Visa Insurance Cover?

Emergency medical care: This includes services such as doctor consultations, ambulance transportation, and diagnostic tests (like bloodwork or X-rays) required due to unexpected illness or injury during travel.
Hospitalization and Surgery: Coverage includes inpatient hospital stays, surgical procedures, and any necessary post-operative care resulting from a covered illness or accident.
Repatriation to the Home Country: If a medical emergency or death occurs, this covers the cost of returning the insured person to their home country, including necessary medical escort or preparation of remains.

Routine Medical Checkups: Most policies exclude general wellness exams or screenings not prompted by a medical condition; only medically necessary visits are typically eligible for coverage.
Cosmetic Procedures: Elective cosmetic treatments—such as rhinoplasty, facelifts, or liposuction—are not covered, as they are not considered medically necessary by most insurance providers.
Pre-Existing Conditions: Unless specifically included, many plans exclude coverage for conditions that existed before the policy start date, especially if they were not disclosed or not considered medically stable.

CRITICAL COMPONENTS

Super Visa Insurance Considerations

Government Compliance

The insurance must be from a Canadian insurer and meet the one-year, $100,000 minimum coverage rule

Refund Policies

Choose plans with flexible refund or cancellation options in case your visa is denied or plans change

Deductibles vs. Premiums

Lower premiums often come with higher deductibles — make sure the savings are worth the tradeoff

Health History

Disclose all pre-existing conditions to avoid claim denials and ensure proper coverage

Provider Reputation

Work with licensed brokers or agents in Surrey who understand Super Visa requirements and can guide you toward the best fit

Why Choose Value Insurance?

Customers should choose Value Insurance because we make getting the right coverage simple, affordable, and stress-free. Founded by Amit Shahi, our Canada-based team goes above and beyond to tailor insurance solutions that fit your unique needs, ensuring you never pay more than necessary. With access to a wide network of top-rated providers, we deliver the best rates and options available—without the confusing jargon or hidden fees. Our friendly experts guide you every step of the way, giving you confidence and peace of mind that your protection is secure. At Value Insurance, your satisfaction isn’t just a goal—it’s our promise.

FAQ

Questions

Yes. Proof of valid Super Visa insurance is a core requirement for approval. Without it, the application will be rejected.

Most Canadian insurers offer partial or full refunds if the visa is denied — just ensure you request it within the allowed timeframe and provide the necessary documents.

Yes, but coverage depends on whether the condition is considered stable. Always disclose health history and ask the provider if additional premiums apply.

No — you only need to show proof of coverage for one year, though you can renew it later if the stay is extended.